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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,487 | $174,018-96.3% | $136,833-95.3% | $198,609-96.7% |
| Participation rate | 93.8% | 65.1%+28.6pp | 59.0%+34.7pp | 82.4%+11.4pp |
| Annual return | 21.74% | 35.16%-13.4pp | 35.32%-13.6pp | 202.70%-181.0pp |
| Employer contribution / active EE | $1,284 | $1,571-18.3% | $1,319-2.6% | $5,055-74.6% |
| Participant deferral / active EE | $1,517 | $2,873-47.2% | $2,441-37.9% | $6,977-78.3% |
| Admin fee / account holder | $583 | $5,434-89.3% | $4,706-87.6% | $19,030-96.9% |