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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $865,194 | $185,312+366.9% | $161,489+435.8% | $154,746+459.1% |
| Participation rate | 50.0% | 82.5%-32.5pp | 78.7%-28.7pp | 80.7%-30.7pp |
| Annual return | 20.36% | 103.84%-83.5pp | 89.72%-69.4pp | 172.34%-152.0pp |
| Employer contribution / active EE | $3,517 | $4,769-26.3% | $4,268-17.6% | $4,379-19.7% |
| Participant deferral / active EE | $8,415 | $6,350+32.5% | $5,630+49.5% | $6,730+25.0% |
| Admin fee / account holder | $51 | $18,654-99.7% | $16,006-99.7% | $14,365-99.6% |