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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $451,137 | $175,259+157.4% | $149,723+201.3% | $139,487+223.4% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 19.43% | 166.82%-147.4pp | 134.50%-115.1pp | 373.84%-354.4pp |
| Employer contribution / active EE | $4,521 | $5,478-17.5% | $4,821-6.2% | $4,755-4.9% |
| Participant deferral / active EE | $9,183 | $6,522+40.8% | $5,682+61.6% | $6,713+36.8% |
| Admin fee / account holder | $4,221 | $16,158-73.9% | $13,215-68.1% | $11,407-63.0% |