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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,500 | $209,422+38.2% | $178,503+62.2% | $158,982+82.1% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 12.75% | 188.81%-176.1pp | 151.12%-138.4pp | 302.99%-290.2pp |
| Employer contribution / active EE | $3,704 | $5,707-35.1% | $5,011-26.1% | $4,763-22.2% |
| Participant deferral / active EE | $6,195 | $5,955+4.0% | $5,202+19.1% | $5,983+3.5% |
| Admin fee / account holder | $1,194 | $17,079-93.0% | $13,987-91.5% | $11,252-89.4% |