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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $865,194 | $172,111+402.7% | $150,298+475.7% | $137,256+530.4% |
| Participation rate | 50.0% | 81.7%-31.7pp | 77.8%-27.8pp | 80.0%-30.0pp |
| Annual return | 20.36% | 69.37%-49.0pp | 62.79%-42.4pp | 220.34%-200.0pp |
| Employer contribution / active EE | $3,517 | $4,636-24.2% | $4,154-15.3% | $4,156-15.4% |
| Participant deferral / active EE | $8,415 | $6,166+36.5% | $5,453+54.3% | $6,407+31.3% |
| Admin fee / account holder | $51 | $16,471-99.7% | $14,116-99.6% | $12,270-99.6% |