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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $865,194 | $227,399+280.5% | $189,758+355.9% | $198,609+335.6% |
| Participation rate | 50.0% | 84.0%-34.0pp | 79.8%-29.8pp | 82.4%-32.4pp |
| Annual return | 20.36% | 61.03%-40.7pp | 52.62%-32.3pp | 202.70%-182.3pp |
| Employer contribution / active EE | $3,517 | $5,526-36.4% | $4,767-26.2% | $5,055-30.4% |
| Participant deferral / active EE | $8,415 | $6,837+23.1% | $5,856+43.7% | $6,977+20.6% |
| Admin fee / account holder | $51 | $25,162-99.8% | $20,388-99.8% | $19,030-99.7% |