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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,606 | $108,912-72.8% | $100,383-70.5% | $145,959-79.7% |
| Participation rate | 25.0% | 83.0%-58.0pp | 81.5%-56.5pp | 80.3%-55.3pp |
| Annual return | 21.76% | 57.96%-36.2pp | 49.26%-27.5pp | 561.95%-540.2pp |
| Employer contribution / active EE | $0 | $4,423-100.0% | $3,944-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $2,637 | $8,451-68.8% | $8,086-67.4% | $6,689-60.6% |
| Admin fee / account holder | $3,868 | $9,690-60.1% | $7,900-51.0% | $13,398-71.1% |