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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,606 | $108,911-72.8% | $100,392-70.5% | $145,884-79.7% |
| Participation rate | 25.0% | 83.0%-58.0pp | 81.5%-56.5pp | 80.3%-55.3pp |
| Annual return | 21.76% | 58.23%-36.5pp | 49.45%-27.7pp | 551.85%-530.1pp |
| Employer contribution / active EE | $0 | $4,420-100.0% | $3,941-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,637 | $8,459-68.8% | $8,090-67.4% | $6,690-60.6% |
| Admin fee / account holder | $3,868 | $9,698-60.1% | $7,904-51.1% | $13,392-71.1% |