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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,595 | $88,710+121.6% | $81,783+140.4% | $145,959+34.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 5.94% | 1027.26%-1021.3pp | 775.05%-769.1pp | 561.95%-556.0pp |
| Employer contribution / active EE | $20,129 | $3,083+552.9% | $2,913+591.1% | $4,661+331.9% |
| Participant deferral / active EE | $19,557 | $4,645+321.1% | $4,320+352.7% | $6,689+192.4% |
| Admin fee / account holder | $1,470 | $8,407-82.5% | $7,380-80.1% | $13,398-89.0% |