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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,292 | $102,595-94.8% | $94,057-94.4% | $154,746-96.6% |
| Participation rate | 90.0% | 76.0%+14.0pp | 73.3%+16.7pp | 80.7%+9.3pp |
| Annual return | 18.36% | 583.42%-565.1pp | 480.62%-462.3pp | 172.34%-154.0pp |
| Employer contribution / active EE | $983 | $3,147-68.8% | $2,933-66.5% | $4,379-77.6% |
| Participant deferral / active EE | $1,286 | $5,118-74.9% | $4,709-72.7% | $6,730-80.9% |
| Admin fee / account holder | $1,994 | $7,736-74.2% | $7,244-72.5% | $14,365-86.1% |