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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,650 | $101,591-55.1% | $147,096-69.0% | $74,429-38.7% |
| Participation rate | 80.0% | 75.5%+4.5pp | 82.2%-2.2pp | 67.2%+12.8pp |
| Annual return | 17.35% | 8746.45%-8729.1pp | 419.75%-402.4pp | 1368.38%-1351.0pp |
| Employer contribution / active EE | $4,032 | $3,813+5.8% | $4,936-18.3% | $2,625+53.6% |
| Participant deferral / active EE | $6,171 | $7,302-15.5% | $8,071-23.5% | $4,348+41.9% |
| Admin fee / account holder | $6,875 | $1,750+292.9% | $13,005-47.1% | $1,944+253.6% |