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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,650 | $101,672-55.1% | $147,117-69.0% | $74,478-38.7% |
| Participation rate | 80.0% | 75.5%+4.5pp | 82.2%-2.2pp | 67.2%+12.8pp |
| Annual return | 17.35% | 8757.83%-8740.5pp | 420.54%-403.2pp | 1370.56%-1353.2pp |
| Employer contribution / active EE | $4,032 | $3,813+5.7% | $4,932-18.3% | $2,626+53.5% |
| Participant deferral / active EE | $6,171 | $7,305-15.5% | $8,065-23.5% | $4,350+41.9% |
| Admin fee / account holder | $6,875 | $1,753+292.2% | $12,993-47.1% | $1,946+253.3% |