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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,650 | $101,499-55.0% | $147,005-68.9% | $74,546-38.8% |
| Participation rate | 80.0% | 75.5%+4.5pp | 82.2%-2.2pp | 67.2%+12.8pp |
| Annual return | 17.35% | 8732.34%-8715.0pp | 418.76%-401.4pp | 1366.03%-1348.7pp |
| Employer contribution / active EE | $4,032 | $3,811+5.8% | $4,934-18.3% | $2,624+53.6% |
| Participant deferral / active EE | $6,171 | $7,304-15.5% | $8,070-23.5% | $4,347+41.9% |
| Admin fee / account holder | $6,875 | $1,748+293.3% | $13,006-47.1% | $1,944+253.7% |