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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,929 | $116,167-77.7% | $64,489-59.8% | $137,256-81.1% |
| Participation rate | 61.1% | 68.2%-7.1pp | 67.7%-6.6pp | 80.0%-18.8pp |
| Annual return | 22.27% | 36.55%-14.3pp | 55.03%-32.8pp | 220.34%-198.1pp |
| Employer contribution / active EE | $1,381 | $2,483-44.4% | $1,523-9.4% | $4,156-66.8% |
| Participant deferral / active EE | $2,737 | $4,215-35.1% | $2,778-1.5% | $6,407-57.3% |
| Admin fee / account holder | $343 | $6,188-94.5% | $4,260-91.9% | $12,270-97.2% |