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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,315 | $102,382-41.1% | $147,005-59.0% | $80,874-25.4% |
| Participation rate | 84.5% | 75.8%+8.6pp | 82.2%+2.3pp | 67.6%+16.8pp |
| Annual return | 33.54% | 134.89%-101.3pp | 418.76%-385.2pp | 35.62%-2.1pp |
| Employer contribution / active EE | $8,221 | $3,715+121.3% | $4,934+66.6% | $2,756+198.3% |
| Participant deferral / active EE | $16,826 | $6,646+153.2% | $8,070+108.5% | $4,297+291.6% |
| Admin fee / account holder | $296 | $7,942-96.3% | $13,006-97.7% | $6,935-95.7% |