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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,810 | $209,847-63.9% | $189,520-60.0% | $167,518-54.7% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 26.47% | 748.45%-722.0pp | 555.25%-528.8pp | 478.71%-452.2pp |
| Employer contribution / active EE | $14,764 | $6,913+113.6% | $6,161+139.6% | $4,838+205.1% |
| Participant deferral / active EE | $7,913 | $8,934-11.4% | $8,220-3.7% | $6,342+24.8% |
| Admin fee / account holder | $566 | $14,295-96.0% | $12,046-95.3% | $12,312-95.4% |