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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,609 | $197,637-71.4% | $177,848-68.2% | $158,982-64.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 30.26% | 58.77%-28.5pp | 48.33%-18.1pp | 302.99%-272.7pp |
| Employer contribution / active EE | $12,309 | $6,698+83.8% | $5,919+108.0% | $4,763+158.4% |
| Participant deferral / active EE | $8,749 | $8,405+4.1% | $7,714+13.4% | $5,983+46.2% |
| Admin fee / account holder | $923 | $15,406-94.0% | $12,431-92.6% | $11,252-91.8% |