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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,076 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,479 | $55,446-61.3% | $155,574-86.2% | $74,429-71.1% |
| Participation rate | 34.9% | 61.9%-27.0pp | 78.2%-43.3pp | 67.2%-32.3pp |
| Annual return | 19.22% | 269.20%-250.0pp | 64.87%-45.6pp | 1368.38%-1349.2pp |
| Employer contribution / active EE | $792 | $2,266-65.0% | $4,676-83.1% | $2,625-69.8% |
| Participant deferral / active EE | $1,767 | $2,836-37.7% | $5,629-68.6% | $4,348-59.4% |
| Admin fee / account holder | $226 | $1,743-87.0% | $15,914-98.6% | $1,944-88.4% |