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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,292 | $156,398-65.3% | $147,318-63.1% | $138,895-60.9% |
| Participation rate | 88.2% | 83.8%+4.5pp | 82.1%+6.2pp | 79.9%+8.3pp |
| Annual return | 15.08% | 78.75%-63.7pp | 70.43%-55.4pp | 145.39%-130.3pp |
| Employer contribution / active EE | $2,816 | $4,853-42.0% | $4,593-38.7% | $4,194-32.9% |
| Participant deferral / active EE | $6,201 | $8,237-24.7% | $7,906-21.6% | $6,396-3.0% |
| Admin fee / account holder | $1,661 | $14,976-88.9% | $13,708-87.9% | $12,562-86.8% |