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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,461 | $148,582-80.8% | $135,942-79.1% | $139,456-79.6% |
| Participation rate | 86.7% | 83.9%+2.8pp | 81.9%+4.8pp | 80.3%+6.3pp |
| Annual return | 18.76% | 79.26%-60.5pp | 68.28%-49.5pp | 373.45%-354.7pp |
| Employer contribution / active EE | $2,342 | $5,245-55.3% | $4,858-51.8% | $4,753-50.7% |
| Participant deferral / active EE | $5,503 | $8,101-32.1% | $7,759-29.1% | $6,711-18.0% |
| Admin fee / account holder | $577 | $12,402-95.3% | $10,764-94.6% | $11,407-94.9% |