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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,526 | $159,978-65.3% | $147,041-62.2% | $145,978-62.0% |
| Participation rate | 95.2% | 84.0%+11.2pp | 82.2%+13.1pp | 80.3%+14.9pp |
| Annual return | 17.93% | 98.36%-80.4pp | 419.21%-401.3pp | 550.52%-532.6pp |
| Employer contribution / active EE | $12,099 | $5,288+128.8% | $4,935+145.2% | $4,662+159.5% |
| Participant deferral / active EE | $4,603 | $8,429-45.4% | $8,071-43.0% | $6,690-31.2% |
| Admin fee / account holder | $363 | $15,053-97.6% | $13,006-97.2% | $13,400-97.3% |