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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,287 | $148,582-73.6% | $135,942-71.1% | $139,456-71.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 28.93% | 79.26%-50.3pp | 68.28%-39.3pp | 373.45%-344.5pp |
| Employer contribution / active EE | $12,236 | $5,245+133.3% | $4,858+151.9% | $4,753+157.5% |
| Participant deferral / active EE | $4,663 | $8,101-42.4% | $7,759-39.9% | $6,711-30.5% |
| Admin fee / account holder | $2,473 | $12,402-80.1% | $10,764-77.0% | $11,407-78.3% |