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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,248 | $73,839-33.3% | $143,788-65.7% | $68,495-28.1% |
| Participation rate | 70.4% | 66.7%+3.7pp | 80.3%-9.9pp | 67.9%+2.5pp |
| Annual return | -20.32% | 1.01%-21.3pp | -0.03%-20.3pp | -7.84%-12.5pp |
| Employer contribution / active EE | $1,937 | $3,184-39.2% | $4,952-60.9% | $2,596-25.4% |
| Participant deferral / active EE | $5,427 | $3,384+60.4% | $5,638-3.7% | $4,028+34.8% |
| Admin fee / account holder | $3,455 | $5,755-40.0% | $14,675-76.5% | $5,403-36.1% |