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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,709 | $85,169-51.0% | $172,755-75.9% | $72,983-42.9% |
| Participation rate | 73.3% | 70.1%+3.3pp | 82.6%-9.3pp | 69.5%+3.8pp |
| Annual return | 30.32% | 27.32%+3.0pp | 802.94%-772.6pp | 81.01%-50.7pp |
| Employer contribution / active EE | $3,165 | $3,324-4.8% | $5,144-38.5% | $2,440+29.7% |
| Participant deferral / active EE | $6,123 | $3,260+87.8% | $5,198+17.8% | $3,608+69.7% |
| Admin fee / account holder | $3,022 | $5,880-48.6% | $13,955-78.3% | $5,124-41.0% |