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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,043 | $99,011-77.7% | $86,582-74.5% | $147,586-85.1% |
| Participation rate | 94.7% | 76.3%+18.4pp | 73.5%+21.2pp | 82.8%+11.9pp |
| Annual return | 14.74% | 1312.75%-1298.0pp | 965.08%-950.3pp | 578.59%-563.9pp |
| Employer contribution / active EE | $0 | $3,132-100.0% | $2,839-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $2,640 | $3,972-33.6% | $3,609-26.9% | $5,439-51.5% |
| Admin fee / account holder | $2,681 | $5,709-53.0% | $4,904-45.3% | $10,886-75.4% |