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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,476 | $57,330+50.8% | $86,656-0.2% | $75,177+15.0% |
| Participation rate | 83.3% | 63.2%+20.1pp | 71.7%+11.6pp | 67.2%+16.1pp |
| Annual return | -8.73% | 2675.40%-2684.1pp | 593.09%-601.8pp | 160.75%-169.5pp |
| Employer contribution / active EE | $11,494 | $2,316+396.2% | $3,025+279.9% | $2,671+330.3% |
| Participant deferral / active EE | $6,013 | $3,320+81.1% | $4,439+35.4% | $4,126+45.7% |
| Admin fee / account holder | $652 | $4,115-84.1% | $5,619-88.4% | $5,651-88.5% |