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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,302 | $106,2670% | $96,520+10.1% | $139,456-23.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 15.00% | 38.45%-23.5pp | 35.72%-20.7pp | 373.45%-358.5pp |
| Employer contribution / active EE | $14,113 | $4,105+243.8% | $3,739+277.5% | $4,753+196.9% |
| Participant deferral / active EE | $9,453 | $5,454+73.3% | $4,879+93.8% | $6,711+40.8% |
| Admin fee / account holder | $355 | $7,882-95.5% | $6,733-94.7% | $11,407-96.9% |