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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,998 | $106,003-44.3% | $92,236-36.0% | $147,585-60.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 6.34% | 50.05%-43.7pp | 176.29%-169.9pp | 578.57%-572.2pp |
| Employer contribution / active EE | $11,973 | $4,333+176.3% | $3,679+225.4% | $4,876+145.5% |
| Participant deferral / active EE | $8,400 | $4,478+87.6% | $3,897+115.6% | $5,439+54.4% |
| Admin fee / account holder | $71,865 | $6,333+1034.8% | $5,194+1283.7% | $10,885+560.2% |