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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,274 | $60,128+53.5% | $90,440+2.0% | $79,852+15.6% |
| Participation rate | 48.6% | 65.0%-16.3pp | 72.7%-24.0pp | 69.6%-21.0pp |
| Annual return | 16.62% | 71.95%-55.3pp | 1294.38%-1277.8pp | 31.72%-15.1pp |
| Employer contribution / active EE | $1,032 | $2,068-50.1% | $3,263-68.4% | $2,471-58.2% |
| Participant deferral / active EE | $3,438 | $2,939+17.0% | $3,964-13.3% | $3,740-8.1% |
| Admin fee / account holder | $5,416 | $3,977+36.2% | $5,615-3.5% | $5,306+2.1% |