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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,133 | $49,177+46.7% | $79,466-9.2% | $64,173+12.4% |
| Participation rate | 35.9% | 65.0%-29.1pp | 73.3%-37.4pp | 69.6%-33.7pp |
| Annual return | 32.97% | -1.16%+34.1pp | 718.28%-685.3pp | 7.63%+25.3pp |
| Employer contribution / active EE | $1,194 | $2,076-42.5% | $2,800-57.4% | $2,381-49.9% |
| Participant deferral / active EE | $2,884 | $2,821+2.2% | $3,704-22.1% | $3,470-16.9% |
| Admin fee / account holder | $502 | $3,839-86.9% | $5,104-90.2% | $4,887-89.7% |