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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,144 | $100,203-94.9% | $85,240-94.0% | $145,897-96.5% |
| Participation rate | 93.8% | 74.1%+19.6pp | 67.5%+26.2pp | 80.3%+13.4pp |
| Annual return | 13.02% | 84.28%-71.3pp | 66.75%-53.7pp | 552.29%-539.3pp |
| Employer contribution / active EE | $1,441 | $3,242-55.5% | $2,735-47.3% | $4,663-69.1% |
| Participant deferral / active EE | $1,743 | $5,299-67.1% | $4,527-61.5% | $6,689-73.9% |
| Admin fee / account holder | $584 | $7,265-92.0% | $6,165-90.5% | $13,390-95.6% |