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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,716 | $111,814+11.5% | $103,378+20.6% | $145,978-14.6% |
| Participation rate | 27.3% | 77.9%-50.7pp | 74.5%-47.2pp | 80.3%-53.0pp |
| Annual return | 17.23% | 24.80%-7.6pp | 24.91%-7.7pp | 550.52%-533.3pp |
| Employer contribution / active EE | $1,441 | $4,215-65.8% | $3,870-62.8% | $4,662-69.1% |
| Participant deferral / active EE | $4,842 | $5,618-13.8% | $5,058-4.3% | $6,690-27.6% |
| Admin fee / account holder | $21,717 | $9,764+122.4% | $8,401+158.5% | $13,400+62.1% |