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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,203 | $106,267-1.0% | $96,520+9.0% | $139,456-24.6% |
| Participation rate | 33.3% | 77.8%-44.5pp | 74.3%-41.0pp | 80.3%-47.0pp |
| Annual return | 25.81% | 38.45%-12.6pp | 35.72%-9.9pp | 373.45%-347.6pp |
| Employer contribution / active EE | $1,640 | $4,105-60.0% | $3,739-56.1% | $4,753-65.5% |
| Participant deferral / active EE | $5,556 | $5,454+1.9% | $4,879+13.9% | $6,711-17.2% |
| Admin fee / account holder | $46 | $7,882-99.4% | $6,733-99.3% | $11,407-99.6% |