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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,130 | $91,525-61.6% | $130,026-73.0% | $75,181-53.3% |
| Participation rate | 100.0% | 71.4%+28.6pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 24.94% | -631.40%+656.3pp | -137.26%+162.2pp | 160.69%-135.7pp |
| Employer contribution / active EE | $3,645 | $2,844+28.2% | $4,321-15.6% | $2,671+36.5% |
| Participant deferral / active EE | $12,535 | $4,342+188.7% | $5,821+115.4% | $4,126+203.8% |
| Admin fee / account holder | $1,973 | $6,778-70.9% | $10,608-81.4% | $5,650-65.1% |