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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,109 | $28,624+12.2% | $53,647-40.1% | $82,637-61.1% |
| Participation rate | 14.6% | 47.3%-32.7pp | 56.3%-41.7pp | 68.1%-53.5pp |
| Annual return | 22.80% | 664.98%-642.2pp | 358.33%-335.5pp | 53.51%-30.7pp |
| Employer contribution / active EE | $251 | $637-60.6% | $962-73.9% | $2,552-90.2% |
| Participant deferral / active EE | $797 | $1,196-33.4% | $1,813-56.1% | $4,126-80.7% |
| Admin fee / account holder | $2,707 | $2,022+33.9% | $2,460+10.0% | $7,339-63.1% |