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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,458 | $27,924-59.0% | $58,544-80.4% | $75,181-84.8% |
| Participation rate | 26.7% | 38.8%-12.2pp | 50.9%-24.2pp | 67.2%-40.5pp |
| Annual return | 28.68% | 44.20%-15.5pp | 4249.56%-4220.9pp | 160.69%-132.0pp |
| Employer contribution / active EE | $418 | $669-37.6% | $1,053-60.3% | $2,671-84.4% |
| Participant deferral / active EE | $1,176 | $1,202-2.1% | $1,923-38.8% | $4,126-71.5% |
| Admin fee / account holder | $522 | $1,726-69.8% | $2,520-79.3% | $5,650-90.8% |