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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,881 | $171,492-94.8% | $150,734-94.1% | $198,609-95.5% |
| Participation rate | 92.9% | 81.4%+11.4pp | 78.4%+14.4pp | 82.4%+10.5pp |
| Annual return | 21.20% | 804.70%-783.5pp | 600.81%-579.6pp | 202.70%-181.5pp |
| Employer contribution / active EE | $1,562 | $5,470-71.5% | $4,918-68.3% | $5,055-69.1% |
| Participant deferral / active EE | $3,904 | $6,259-37.6% | $5,610-30.4% | $6,977-44.0% |
| Admin fee / account holder | $742 | $17,628-95.8% | $14,905-95.0% | $19,030-96.1% |