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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,881 | $129,737-93.2% | $119,126-92.5% | $154,746-94.3% |
| Participation rate | 92.9% | 78.9%+14.0pp | 75.8%+17.1pp | 80.7%+12.2pp |
| Annual return | 21.20% | 379.08%-357.9pp | 282.11%-260.9pp | 172.34%-151.1pp |
| Employer contribution / active EE | $1,562 | $4,375-64.3% | $4,034-61.3% | $4,379-64.3% |
| Participant deferral / active EE | $3,904 | $5,842-33.2% | $5,318-26.6% | $6,730-42.0% |
| Admin fee / account holder | $742 | $11,961-93.8% | $10,693-93.1% | $14,365-94.8% |