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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,294 | $56,287+28.4% | $80,977-10.7% | $62,881+15.0% |
| Participation rate | 76.5% | 68.9%+7.5pp | 75.8%+0.7pp | 69.3%+7.2pp |
| Annual return | 6.32% | 22.13%-15.8pp | 17.11%-10.8pp | 20.14%-13.8pp |
| Employer contribution / active EE | $2,333 | $1,943+20.1% | $3,715-37.2% | $2,281+2.3% |
| Participant deferral / active EE | $9,087 | $4,196+116.6% | $5,696+59.5% | $3,203+183.7% |
| Admin fee / account holder | $3,533 | $3,742-5.6% | $5,517-36.0% | $4,296-17.8% |