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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,524 | $59,111+169.9% | $86,451+84.5% | $68,490+132.9% |
| Participation rate | 68.6% | 75.2%-6.6pp | 80.3%-11.7pp | 67.9%+0.7pp |
| Annual return | -14.48% | -0.22%-14.3pp | 4398.51%-4413.0pp | -7.85%-6.6pp |
| Employer contribution / active EE | $3,166 | $2,519+25.7% | $3,770-16.0% | $2,597+21.9% |
| Participant deferral / active EE | $12,575 | $5,900+113.1% | $6,953+80.9% | $4,028+212.2% |
| Admin fee / account holder | $12,038 | $5,640+113.4% | $6,734+78.8% | $5,403+122.8% |