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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,509 | $123,155-86.6% | $108,753-84.8% | $155,188-89.4% |
| Participation rate | 87.5% | 75.6%+11.9pp | 71.1%+16.4pp | 80.8%+6.7pp |
| Annual return | 20.00% | 44.73%-24.7pp | 37.47%-17.5pp | 148.84%-128.8pp |
| Employer contribution / active EE | $1,600 | $2,811-43.1% | $2,427-34.1% | $4,248-62.3% |
| Participant deferral / active EE | $2,902 | $4,623-37.2% | $4,115-29.5% | $6,531-55.6% |
| Admin fee / account holder | $504 | $12,126-95.8% | $10,320-95.1% | $14,480-96.5% |