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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,968 | $166,242-48.3% | $165,071-47.9% | $145,884-41.1% |
| Participation rate | 77.8% | 82.0%-4.2pp | 78.6%-0.8pp | 80.3%-2.5pp |
| Annual return | 11.57% | 100.44%-88.9pp | 70.17%-58.6pp | 551.85%-540.3pp |
| Employer contribution / active EE | $3,243 | $5,283-38.6% | $4,347-25.4% | $4,662-30.4% |
| Participant deferral / active EE | $10,435 | $6,964+49.8% | $6,035+72.9% | $6,690+56.0% |
| Admin fee / account holder | $2,777 | $16,658-83.3% | $12,695-78.1% | $13,392-79.3% |