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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,968 | $166,020-48.2% | $164,866-47.9% | $145,959-41.1% |
| Participation rate | 77.8% | 82.0%-4.2pp | 78.6%-0.8pp | 80.3%-2.5pp |
| Annual return | 11.57% | 100.08%-88.5pp | 69.97%-58.4pp | 561.95%-550.4pp |
| Employer contribution / active EE | $3,243 | $5,275-38.5% | $4,343-25.3% | $4,661-30.4% |
| Participant deferral / active EE | $10,435 | $6,961+49.9% | $6,033+73.0% | $6,689+56.0% |
| Admin fee / account holder | $2,777 | $16,644-83.3% | $12,689-78.1% | $13,398-79.3% |