Filed March 27, 2025
Total covered: 12 employees
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOCIATES INC. Service code 26 · EIN 95-2755361 1299 OCEAN AVE., SUITE 700 · SANTA MONICA, CA 90401 | Advisory (Participants) | $198 |
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $140 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,604 | $62,928-81.6% | $172,755-93.3% | $67,579-82.8% |
| Participation rate | 17.9% | 64.5%-46.5pp | 82.6%-64.7pp | 71.3%-53.3pp |
| Annual return | 200.45% | 30.36%+170.1pp | 802.94%-602.5pp | 378.56%-178.1pp |
| Employer contribution / active EE | $274 | $1,636-83.2% | $5,144-94.7% | $2,148-87.2% |
| Participant deferral / active EE | $700 | $2,145-67.4% | $5,198-86.5% | $3,539-80.2% |
| Admin fee / account holder | $19 | $167-88.8% | $13,955-99.9% | $142-86.9% |