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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,206 | $156,398-61.5% | $147,318-59.1% | $138,895-56.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.80% | 78.75%-62.9pp | 70.43%-54.6pp | 145.39%-129.6pp |
| Employer contribution / active EE | $6,179 | $4,853+27.3% | $4,593+34.5% | $4,194+47.3% |
| Participant deferral / active EE | $22,633 | $8,237+174.8% | $7,906+186.3% | $6,396+253.9% |
| Admin fee / account holder | $9,301 | $14,976-37.9% | $13,708-32.2% | $12,562-26.0% |