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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,706 | $148,623-70.6% | $135,974-67.9% | $139,466-68.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 194.21% | 79.30%+114.9pp | 68.30%+125.9pp | 373.66%-179.5pp |
| Employer contribution / active EE | $4,674 | $5,246-10.9% | $4,859-3.8% | $4,754-1.7% |
| Participant deferral / active EE | $13,208 | $8,103+63.0% | $7,760+70.2% | $6,712+96.8% |
| Admin fee / account holder | $606 | $12,406-95.1% | $10,767-94.4% | $11,409-94.7% |