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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,551 | $102,422-44.8% | $147,117-61.6% | $80,959-30.1% |
| Participation rate | 60.9% | 75.9%-15.0pp | 82.2%-21.3pp | 67.7%-6.8pp |
| Annual return | 14.66% | 135.16%-120.5pp | 420.54%-405.9pp | 35.67%-21.0pp |
| Employer contribution / active EE | $3,016 | $3,717-18.9% | $4,932-38.8% | $2,757+9.4% |
| Participant deferral / active EE | $6,905 | $6,652+3.8% | $8,065-14.4% | $4,300+60.6% |
| Admin fee / account holder | $12,396 | $7,953+55.9% | $12,993-4.6% | $6,925+79.0% |