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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,604 | $183,592-33.2% | $155,574-21.2% | $145,877-16.0% |
| Participation rate | 68.8% | 82.7%-13.9pp | 78.2%-9.5pp | 80.3%-11.6pp |
| Annual return | 13.47% | 61.37%-47.9pp | 64.87%-51.4pp | 551.28%-537.8pp |
| Employer contribution / active EE | $6,113 | $5,317+15.0% | $4,676+30.7% | $4,663+31.1% |
| Participant deferral / active EE | $4,223 | $6,466-34.7% | $5,629-25.0% | $6,691-36.9% |
| Admin fee / account holder | $17,693 | $19,316-8.4% | $15,914+11.2% | $13,402+32.0% |