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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,317 | $217,432-54.8% | $185,849-47.1% | $167,536-41.3% |
| Participation rate | 93.8% | 86.1%+7.7pp | 81.7%+12.0pp | 82.1%+11.6pp |
| Annual return | 6.71% | 148.42%-141.7pp | 122.10%-115.4pp | 478.82%-472.1pp |
| Employer contribution / active EE | $6,440 | $5,875+9.6% | $5,169+24.6% | $4,839+33.1% |
| Participant deferral / active EE | $5,951 | $6,357-6.4% | $5,569+6.9% | $6,342-6.2% |
| Admin fee / account holder | $59,291 | $19,818+199.2% | $16,244+265.0% | $12,315+381.5% |