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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,381 | $209,422-37.7% | $178,503-27.0% | $158,982-18.0% |
| Participation rate | 94.1% | 86.4%+7.8pp | 81.9%+12.2pp | 82.0%+12.2pp |
| Annual return | 3.59% | 188.81%-185.2pp | 151.12%-147.5pp | 302.99%-299.4pp |
| Employer contribution / active EE | $5,725 | $5,707+0.3% | $5,011+14.2% | $4,763+20.2% |
| Participant deferral / active EE | $5,160 | $5,955-13.4% | $5,202-0.8% | $5,983-13.8% |
| Admin fee / account holder | $1,482 | $17,079-91.3% | $13,987-89.4% | $11,252-86.8% |