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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,471 | $160,040-92.2% | $147,096-91.5% | $145,877-91.5% |
| Participation rate | 92.3% | 84.0%+8.3pp | 82.2%+10.1pp | 80.3%+12.0pp |
| Annual return | 45.89% | 98.49%-52.6pp | 419.75%-373.9pp | 551.28%-505.4pp |
| Employer contribution / active EE | $1,791 | $5,289-66.1% | $4,936-63.7% | $4,663-61.6% |
| Participant deferral / active EE | $3,490 | $8,429-58.6% | $8,071-56.8% | $6,691-47.8% |
| Admin fee / account holder | $488 | $15,050-96.8% | $13,005-96.2% | $13,402-96.4% |