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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,370 | $138,102-93.2% | $125,381-92.5% | $134,532-93.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -19.42% | 750.73%-770.1pp | 572.31%-591.7pp | 418.27%-437.7pp |
| Employer contribution / active EE | $2,578 | $5,245-50.9% | $4,815-46.5% | $4,741-45.6% |
| Participant deferral / active EE | $3,754 | $7,801-51.9% | $7,448-49.6% | $6,401-41.3% |
| Admin fee / account holder | $509 | $11,568-95.6% | $10,007-94.9% | $11,429-95.5% |