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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,468 | $71,208-60.0% | $93,681-69.6% | $80,911-64.8% |
| Participation rate | 70.5% | 60.4%+10.1pp | 68.7%+1.8pp | 67.6%+2.9pp |
| Annual return | 118.46% | 11.27%+107.2pp | 133.47%-15.0pp | 35.63%+82.8pp |
| Employer contribution / active EE | $2,157 | $1,564+37.9% | $2,422-10.9% | $2,756-21.7% |
| Participant deferral / active EE | $5,356 | $4,035+32.7% | $4,415+21.3% | $4,297+24.6% |
| Admin fee / account holder | $1,013 | $6,951-85.4% | $8,290-87.8% | $6,935-85.4% |