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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,979 | $65,575-77.2% | $86,209-82.6% | $75,181-80.1% |
| Participation rate | 68.9% | 60.5%+8.4pp | 69.0%-0.1pp | 67.2%+1.7pp |
| Annual return | 0.00% | 46.07%-46.1pp | 1169.05%-1169.1pp | 160.69%-160.7pp |
| Employer contribution / active EE | $1,313 | $1,553-15.5% | $2,381-44.9% | $2,671-50.8% |
| Participant deferral / active EE | $3,594 | $3,023+18.9% | $3,986-9.8% | $4,126-12.9% |
| Admin fee / account holder | $256 | $5,470-95.3% | $6,853-96.3% | $5,650-95.5% |