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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,267 | $160,059-27.4% | $140,019-17.0% | $135,382-14.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -4.39% | 911.44%-915.8pp | 651.15%-655.5pp | 519.77%-524.2pp |
| Employer contribution / active EE | $10,641 | $6,420+65.8% | $5,605+89.8% | $4,779+122.7% |
| Participant deferral / active EE | $4,736 | $7,641-38.0% | $6,927-31.6% | $5,609-15.6% |
| Admin fee / account holder | $8,556 | $13,328-35.8% | $10,705-20.1% | $10,829-21.0% |