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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,321 | $171,867-30.0% | $149,721-19.6% | $147,586-18.5% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 14.88% | 2113.36%-2098.5pp | 1501.67%-1486.8pp | 578.59%-563.7pp |
| Employer contribution / active EE | $12,889 | $6,275+105.4% | $5,444+136.8% | $4,876+164.3% |
| Participant deferral / active EE | $3,920 | $7,270-46.1% | $6,568-40.3% | $5,439-27.9% |
| Admin fee / account holder | $12,938 | $13,799-6.2% | $11,282+14.7% | $10,886+18.9% |